Credit Analyst Executive

Job Description

1. Perform and responsible for credit analysis on customer based on their financial statement
2. Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure
3. Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken
4. Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline
5. Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks
6. To ensure confidentiality, integrity & availability of all information assets those are protected
7. Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures
8. Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
9. Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans
10. Responsible in credit/loan administration/management activities such as ensuring ongoing update of client files/information
11. Responsible for minimizing defaults and bad debts of ongoing loans
12. Performs other duties as assigned.